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Most Buyer-Friendly Housing Markets in 2026, According to Zillow

Zillow's 2026 list highlights 10 top U.S. metros with lower buyer competition and affordability, where median mortgage payments are below 30% of income in half of these markets.

  • Earlier this month, Zillow Group, Inc. released its buyer-friendly markets list, with Indianapolis, IN, Atlanta, GA, and Charlotte, NC leading the rankings.
  • Midwest markets largely avoided steep pandemic-era price run-ups, preserving affordability, while Sun Belt new construction boosted inventory and eased buyer competition, Zillow says.
  • Jacksonville, FL data show a typical home value of $342,853 , with forecasted 1.5% annual growth and a mortgage share of 32.2%.
  • Buyers will find less competition and more room to negotiate, while sellers may offer concessions like covering closing costs and should price strategically.
  • Zillow's outlook for this year calls for modest home-value growth and mortgage rates toward 6%, which could boost home sales as buyers gain negotiation leverage, Orphe Divounguy said.
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Most buyer-friendly housing markets in 2026, according to Zillow

Zillow found certain cities in the Midwest and the Sun Belt will be most buyer-friendly in 2026, because of their prices and less competition. Here’s a look at the list.

·Washington, United States
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Benzinga broke the news in New York, United States on Monday, January 26, 2026.
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