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'I Didn’t Like the Number — It Made Me Very Scared': 28-Year-Old Shares How She Cleared $20,000 Debt in 16 Months

Summary by Shine My Crown
A 28-year-old woman who once feared being buried under student loans is now sharing how discipline, planning, and smart financial habits helped her eliminate nearly $20,000 in debt in less than two years. NiaChloe Bowman told Good Morning America that her journey began while she was still an undergraduate at Babson College. “I had roughly $20,000 in student loan debt,” Bowman recalled. “I projected how much my liability could have been, and I d…
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Shine My Crown broke the news in on Friday, February 20, 2026.
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