7 Things Businesses that Have Mastered Their Cash Flow Do (and How You Can Start, Too)
- Square surveyed 240 business owners in 2025 to identify how successful leaders manage cash flow and use banking strategies.
- The survey responded to widespread concern about cash flow management, as many owners lack understanding of its complexities.
- Most businesses open accounts early, with 86% holding checking and savings accounts and 97% setting savings goals averaging 10% of revenue.
- Data shows 82% of small businesses fail to get financing on the first try, while 47% succeed on their second application; 71% use invoicing software.
- Following top business practices and planning for seasonal fluctuations allow owners to empower financial management and sustain profitability long-term.
40 Articles
40 Articles

7 things businesses that have mastered their cash flow do (and how you can start, too)
Square Inc reports seven effective strategies for businesses to master cash flow, based on a survey of 240 business owners.
How to manage cash flow in 10 steps — The Small Business Site
Article by Asavin Wattanajantra (Business Writer & SMB expert) at Sage Managing your cash flow is key to running a successful business. Learn the basics of cash flow, and get expert tips on how to improve it. Cash flow is the lifeblood of your small business. A healthy flow of cash in and out of your business means you can pay employees, suppliers, rent, municipal charges, taxes, and other operating costs on time. Getting this balance right isn’…
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