How to make the most of credit card rewards without going into debt

'Spending is what card issuers are hoping you will do'

'The problem with rewards credit cards' Ellen Cushing at The AtlanticToday's "credit card issuers have essentially invented their own fiat currency — 'points,' usually — that can be redeemed only within their apparatus, for rewards the company has designated," says Ellen Cushing. As the "cards get more popular, though, reaping their benefits is becoming harder and more like homework." They "make the consumer feel in control and empowered, as if …

How to make the most of credit card rewards without going into debt

While many Americans are not taking advantage of credit card rewards, one financial expert says that if you spend intentionally, those programs could put money in your pocket.