Down Payment Options Are Unlocking Homeownership for More Americans
- Down payment assistance programs are helping more Americans achieve homeownership by reducing the financial burden.
- Freddie Mac’s Home Possible mortgage offers down payment options as low as 3%, providing financial flexibility and reduced PMI.
- The Federal Housing Administration offers down payment options starting at 3.5%.
- Support from assistance programs makes owning a home more achievable for many individuals.
67 Articles
67 Articles
20% is just the beginning, to complete the 80% that will normally be provided by the bank. Taxes are the main responsibility, but not only

Down Payment Options Are Unlocking Homeownership for More Americans
(StatePoint) Saving for a down payment is one of the biggest barriers to buying a home, but it doesn’t have to be. Not only are down payment assistance programs helping people unlock homeownership, but some mortgage programs make it possible…
How to Save for a House, Car, Wedding, or Major Life Goal
Saving for life’s biggest milestones takes more than just good intentions. Whether you dream of buying your first home, getting the car you’ve always wanted, planning a memorable wedding, or preparing for a major personal goal, building the financial cushion for it starts with planning and discipline. But here’s the truth: it doesn’t have to feel overwhelming. You can save confidently and consistently with the right approach and mindset. This gu…
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