When Could Credit Card Interest Rates Become Affordable Again? Experts Weigh In

When could credit card interest rates become affordable again? Experts weigh in

It may be a while before card rates come down, but you can still take steps to lower your borrowing costs now.

Pay 0 Interest Until 2026 - Interest Free & Low Interest Credit Cards

Find 0% credit cards and compare your favorites. Explore low interest credit cards that offer a 0% interest rate for a limited time and a low interest rate thereafter.

How Does Credit Card Interest Work? (2025)

Credit card interest is charged daily when you carry a balance from month to month, and it applies to both your existing balance and any new purchases posted to your account. The interest you’re charged one day also becomes part of the balance accruing interest the next. Key Things to Know About Credit Card Interest Credit cards have higher interest rates than most loans, and interest compounds daily. That is why credit card debt is so expensive…