IMLA Forecasts Gross Mortgage Lending to Reach £320bn in 2026

Cheaper borrowing to drive mortgage lending growth, says IMLA

Cheaper borrowing to drive mortgage lending growth, says IMLA - Breaking news for estate agents and the residential property industry. Independent, unbiased, and factual reporting. A forum for discussion and debate of topics of the day. Subscribe for our free daily newsletter.

IMLA forecasts gross mortgage lending to reach £320bn in 2026

Gross mortgage lending is forecast to reach £320bn in 2026, with rising lending volumes supported by falling interest rates.

Housing and mortgage market set for growth in 2026 and 2027: Imla

UK housing and mortgage markets through are set to experience growth through 2026 and 2027, the Intermediary Mortgage Lenders Association (Imla) predicts.

IMLA forecasts mortgage lending to rise to £350bn by 2027

IMLA forecasted steady growth for UK mortgage lending into 2026 and 2027, helped by lower interest rates, better affordability and looser mortgage rules.  The latest report, The new ‘normal’ – prospects for 2026 and 2027, found gross mortgage lending is expected to reach £320bn in 2026 and rise 9% to £350bn in 2027, up from an estimated £288bn in 2025. House purchase lending is predicted to lead this increase, hitting £205bn in 2026 and £225bn i…