Home buyers putting down low deposits hit high not seen since 2008

Home buyers putting down low deposits hit high not seen since 2008

The share of new mortgages where the deposit was lower than 10% of the property's value rose this year, as buyers struggle to get on the housing ladder.

Low-deposit mortgages hit highest share in 18 years - Credit Connect

Latest Mortgage Lenders and Administrators Statistics for Quarter 2 data from the Bank of England, have shown that low-deposit mortgages hit their highest share in 18 years. The data also showed that the value of outstanding mortgage balances with arrears decreased by 1.9% from the previous quarter to £19.7 billion, the lowest since 2023 Q3,…

Mortgage lending at over 90% LTV is at highest levels since 2008

A loosening of lending rules has seen the number of mortgage advances with loan-to-value ratios exceeding 90% increase to the highest levels since 2008

Low-deposit mortgage lending hits 18-year high

Explore the essentials of mortgage lending and understand how to navigate the complex home financing process.