HBFI Grew Loan Approvals to €3.3 Billion in 2025
State-backed HBFI boosted lending by 25% in 2025, supporting small and medium builders with 82% of loans under €20 million, aiding 16,588 homes across 25 counties.
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HBFI loan approvals rise 25% as demand from SME builders remains strong
Home Building Finance Ireland (HBFI) increased total loan approvals by 25% in 2025 to €3.323bn, as demand remained strong for its State-backed funding among homebuilders, particularly small and medium-sized firms. The Government-established lender, which was created to address financing gaps in residential construction, recorded approvals of €3.323bn at the end of December 2025, up from €2.666bn a year earlier. By year end, HBFI had approved fun…
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