A Hartford man says a local credit union arranged a wire transfer to a fake car dealership and is holding him responsible for a $22,000 loan on a truck he never received.Billy Heck says he found a 2019 Chevy Silverado listed online at a dealership in Laredo, Texas, in 2024 for about $26,000. He said the truck would have helped him land a new job."It was going to be a game-changer income-wise for my family and me," Heck said. Heck says the dealer…