More FTBs in Need of High-LTV Mortgages After Stamp Duty Change – Twenty7tec

BLOG: Chancellor's Leeds Reforms won't move the dial - here's why

The ‘Leeds Reforms’ the Chancellor announced in her Mansion House speech last week are an encouraging direction of travel for the Government and regulator, but lack the ambition needed to move the dial in our housing market. Despite residential property transactions bouncing back with a 25% increase during May following the Stamp Duty driven slowdown in April, this figure is still 12% lower than 2024. Affordability remains a pressing issue for h…

More first-time buyers pushed into 90% mortgages following stamp duty changes - Property Industry Eye

More first-time buyers pushed into 90% mortgages following stamp duty changes - Breaking news for estate agents and the residential property industry. Independent, unbiased, and factual reporting. A forum for discussion and debate of topics of the day. Subscribe for our free daily newsletter.

More FTBs in need of high-LTV mortgages after stamp duty change – Twenty7tec

Nearly half of the first-time buyers looking for a mortgage require a deal at 90% loan to value (LTV) or higher since the stamp duty nil-rate threshold fell from £425,000 to £300,00 in April, a mortgage sourcing system provider found. The post More FTBs in need of high-LTV mortgages after stamp duty change – Twenty7tec appeared first on Mortgage Solutions.

Stamp duty changes see FTBs chose 90%+ LTV mortgages: Twenty7tec – Mortgage Finance Gazette

Almost half of first-time buyers have selected a 90% loan-to-value (LTV) mortgage since the stamp duty changes came into effect on 1 April, Twenty7tec reveals. Before 1 April 2025, first-time buyers paid no stamp duty on homes up to £425,000 but since April, the nil-rate… The post Stamp duty changes see FTBs chose 90%+ LTV mortgages: Twenty7tec appeared first on Mortgage Finance Gazette.

Almost half of FTBs opt for 90%+ mortgage since stamp duty changes: Twenty7tec – Mortgage Strategy

Almost half of first-time buyers have selected a 90% loan-to-value (LTV) mortgage since the stamp duty changes came into effect on 1 April, Twenty7tec reveals. Before 1 April 2025, first-time buyers paid no stamp duty on homes up to £425,000 but since April, the nil-rate threshold fell to £300,000. Purchases between

Stamp duty shake-up squeezes first-time buyers – with nearly half now needing 90%+ mortgages - IFA Magazine

The stamp duty shake up is squeezing first-time buyers, resulting in almost half needing 90% mortgages. This is according to new figures from leading adviser tech firm Twenty7tec, which has shared valuable insights into the impact of the changes that were introduced three months ago. Before 1 April 2025, first-time buyers paid no stamp duty on homes up to £425,000. From April, the nil-rate threshold fell to £300,000. Purchases between £300,001 a…