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Fully autonomous AI expected within three years, newly launched Sapiens index reveals

The benchmark study found 67% of insurers expect fully autonomous AI within 2 to 3 years, and 25% already qualify as Autonomous Leaders.

  • On Wednesday, Sapiens International Corporation launched the inaugural Sapiens Insurance AI Maturity Index, an annual benchmarking tool evaluating artificial intelligence adoption across insurance carriers of all sizes.
  • Conducted by Research in Finance, the survey of 475 senior insurance professionals found 87% of insurers prioritize agentic AI, though only 16% have adopted it.
  • Results show 67% of respondents believe insurance AI will reach full autonomy within two to three years, while 77% of insurers say AI cuts product deployment times by an average of three months.
  • Despite 86% of users reporting confidence in AI decisions, 53% of AI work undergoes human review, with 15% of automated choices overridden by personnel.
  • Sapiens CEO Paul Wheeler warned insurers must "accelerate their timelines or risk being left behind," stating that right strategies help firms build trust and deliver superior digital user experiences.
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cfotech.co.ukcfotech.co.uk
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Insurers race towards autonomous AI, Sapiens survey finds

Two thirds of senior insurance professionals expect AI to become fully autonomous within three years, despite patchy adoption and governance gaps.

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Financial IT broke the news on Wednesday, October 7, 2026.
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