From credit cards to gold and silver loans: 7 money habits for better financial planning in 2026

From credit cards to gold and silver loans: 7 money habits for better financial planning in 2026

For years, many Indian families followed a familiar money script. Save regularly. Avoid too much risk. Buy insurance mostly for tax benefits. Take loans when needed and hope things stay manageable. For a long time, that approach worked. According to Ashish Anand, Partner, Fortuna Asset Managers, rules around money have shifted in 2026. Credit is being tracked more closely. Healthcare & living costs are rising faster than incomes. Markets feel lo…