From cramped to comfortable: Strategies for family life on a budget

From cramped to comfortable: Strategies for family life on a budget

Q: About three years ago, my wife and I bought a small condo. It suited us at the time, but with two daughters and another baby on the way we've outgrown it. Our girls are still a few years from starting school, so my wife stays home with them. I run a small renovation business and work for myself. We immigrated to Canada almost a decade ago, and neither of us has built up much credit — mine is limited because I'm self-employed, and my wife's is…