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Four Frequent Money Worries – And What To Do About Them

UNITED STATES, JUL 29 – A 2025 survey found 79% of Americans worry about finances, with 64% concerned about savings and 44% about debt, amid stagnant income and underemployment.

  • Earlier this year, an April 2025 NerdWallet survey by The Harris Poll found that 64% of Americans had worries about not having enough money saved, 44% about debt, and 26% about income.
  • According to the U.S. Bureau of Economic Analysis and Bureau of Labor Statistics, growth in real median personal income has been flat since 2019, and Americans save about 4.3% of their income.
  • The survey found 41% of Americans are concerned about not having enough saved for emergencies, according to April 2025 NerdWallet data.
  • NerdWallet’s annual Household Credit Card Debt Study shows Americans owed more than $10,000, so paying down this debt and discussing finances are crucial.
  • About 4 in 5 Americans report concerns, yet families have just $87,000 in retirement savings, according to the Federal Reserve’s 2022 Survey of Consumer Finances.
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Four Frequent Money Worries – And What To Do About Them

Nearly 4 in 5 Americans agree — the state of their finances is a matter for concern. More precisely, 79% had specific concerns when asked about their “current financial situation” earlier this year, in an April 2025 NerdWallet survey conducted…

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Chicago Parent broke the news in on Tuesday, July 29, 2025.
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