Relaxed Lending Rules and Cheaper Mortgages to Boost First-Time Buyers

Relaxed lending rules and cheaper mortgages to boost first-time buyers

Falling interest rates and the ability to borrow more are set to push prices of first-time buyer homes even higher, after they already spiked at the start of 2025.

Will lower stress tests for mortgages fuel a first-time buyer boom?

Easier access to mortgages might replace the stamp duty holiday as fuel for the starter homes market, with prices forecast to soar if affordability improves. The average price paid by a first-time buyer grew by 2.1 per cent in the first quarter and by 7.1 per cent year on year, according to government data. While the first-quarter surge was fuelled by the end of the stamp duty holiday, analysts expect an improvement in affordability to fuel dema…

First-time buyer house prices rise 7.1% YOY

The average price paid for first-time buyer homes has increased by 7.1% in a year fuelled by cheaper mortgages and relaxed lending rules.

First-time buyer prices surge 7.1% in a year – Mortgage Strategy

Prices paid by first-time buyers are rising 2.5 times quicker than those paid by home movers since January, research by MPowered has found. An easing of lending rules and lower mortgage rates have boosted first-time buyer activity, pushing prices paid for first homes up by 7.1% in a year. Bank of England data shows