U.S. FDIC Proposes First U.S. Stablecoin Rule to Emerge From GENIUS Act

U.S. FDIC proposes first U.S. stablecoin rule to emerge from GENIUS Act

The banking regulator began its formal rulemaking process to set up the procedures by which depository institutions can start stablecoin subsidiaries.

U.S. Banks May Soon Issue Stablecoins Under FDIC’s Proposed GENIUS Act Framework

FDIC proposal creates a formal approval path for bank-issued stablecoins under the GENIUS Act framework. Banks must meet strict safety, reserve, and compliance standards to gain stablecoin issuance approval. Early adoption is expected to be limited, with regulators anticipating about ten bank applications annually. U.S. banks could soon gain a formal means to issue payment stablecoins after the Federal Deposit Insurance Corporation introduced a …

FDIC Proposes Landmark US Stablecoin Rule Under GENIUS Act, Eyeing Market Stability

In a significant move poised to reshape the digital asset landscape, the U.S. Federal Deposit Insurance Corporation (FDIC) has officially proposed its first-ever stablecoin rule, drawing guidance from the recently enacted Greater Oversight of New Innovations in the US Stablecoin (GENIUS) Act. As of December 17, 2025, this proposed framework aims to bring much-needed clarity, stability, and consumer protection to the rapidly expanding stablecoin …

FDIC proposes stablecoin application framework rule as it moves forward with GENIUS Act

The Federal Deposit Insurance Corporation is implementing parts of the GENIUS Act Trump signed, creating laws for stablecoin issuance. Source link

FDIC Lays Out Rules for Bank Stablecoin Applications Under GENIUS Act

What Did the FDIC Release and Why Does It Matter? The Federal Deposit Insurance Corp. has taken its first major step toward implementing the GENIUS Act, releasing a detailed proposal on how regulated banks could apply to issue payment stablecoins through supervised subsidiaries. The draft rule, published in a 38-page document on the agency’s website, sets approval standards that banks must meet before offering stablecoin products inside the fede…

FDIC Moves GENIUS Act From Law to Practice With Stablecoin Rules

The Federal Deposit Insurance Corporation has issued its first official proposal outlining how banks can obtain approval to issue payment stablecoins, marking the GENIUS Act’s regulatory framework moving from statute to execution. FDIC Opens Door for Bank Stablecoins With New Approval Framework The FDIC’s notice of proposed rulemaking, approved by the agency’s board on December […]