EBA Holds Line on 1% NPV Rule for Restructuring - Bitcoinsensus

EBA consults on CRR default rules review

The European Banking Authority (EBA) has opened a public consultation to gather views on its draft amended guidelines concerning the application of the definition of default under the Capital Requirements Regulation (CRR). As part of its proposals, the EBA has recommended retaining the current 1% threshold for net present value (NPV) loss in debt restructuring. This decision reflects the authority’s approach to balancing institutional flexibilit…

EBA consults on amending Definition of Default guidelines

On 2 July 2025, the European Banking Authority (EBA) issued a Consultation Paper setting out proposals to amend the Guidelines on the application of the

EBA Holds Line on 1% NPV Rule for Restructuring - Bitcoinsensus

Impact on RWA and DeFi firms – EBA retains 1% NPV threshold for restructuring amid rising calls for flexibility. The consultation paper EBA/CP/2025/09 states that the current level already provides sufficient flexibility in assessing financial difficulties, and that any relaxation would create regulatory inconsistencies. Joining WEEX now gives you a 20% bonus and instant VIP2 — no extra steps needed. Claim your rewards! If you’re going to trade …