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Driver's first loss shouldn't have been a collision claim. Why he loses accident forgiveness status anyway

iStock.com/gehringj B.C.’s public auto insurer should have classified damage from a wind-blown plastic lid on a highway as “comprehensive” damage under the driver’s policy rather than “collision” damage, B.C.’s small claims court ruled. Nevertheless, despite the mistake, B.C.’s Civil Rules Tribunal said it did not have the legal authority to order the Insurance Corporation of B.C. to maintain the driver’s “collision-free” status, thus preserving…

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canadianunderwriter.ca broke the news in on Monday, November 17, 2025.
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