Door Opens for Private Equity, Crypto Use in Retirement Accounts
UNITED STATES, AUG 10 – The order aims to increase retirement investment options by allowing alternative assets in 401(k)s, potentially tapping into $12.2 trillion in U.S. retirement funds, officials said.
- On August 7, 2025, President Donald Trump signed an executive order to expand 401 plans to include private equity, real estate, and digital assets, directing the Department of Labor, SEC, and Treasury to revise guidance.
- This policy move follows recent years of private equity lobbying and crypto-friendly initiatives like establishing a Strategic Bitcoin Reserve.
- Data from regulators shows the order could unlock $12.5 trillion in retirement savings and give managers access to $12.2 trillion in 401 plans, and expert Tom Dunleavy said `In the US, about 100 million people have a 401 plan. Every two weeks, part of their pay goes into investments on autopilot`.
- Risk-Focused experts note the inclusion of private equity in 401 plans could undermine retirement stability due to illiquidity and high fees.
- Experts say regulatory guidance could take months to materialize and regulators will face a political tug-of-war over jurisdiction, fiduciary standards, tax treatment and consumer protections.
29 Articles
29 Articles
Alternative Asset Options Will Boost 401(K) Portfolios
On August 7th, 2025, President Trump signed an executive order directing the Department of Labor (DoL) to issue guidance permitting fiduciary offerings of alternative assets, such as private equity, for defined contribution participants. Expanding investment choices for investors will enhance portfolio returns and provide individuals with more diversified retirement portfolios. The order directs the DoL to clarify the agency’s stance on fiduci…
Private Equity, Crypto Get Ready to Spice Up 401(k)s
Your 401(k) is almost certainly chock-full of meat-and-potatoes investments like stocks and bonds. An executive order from President Donald Trump last week might introduce some new dishes to the menu. Trump’s move will open up alternative assets like private equity and cryptocurrency to retirement funds, a potential feast for the industries involved. But there’s no guarantee retirement fund administrators will rush to add those alternative asset…

Door opens for private equity, crypto
NEW YORK — Millions of Americans saving for retirement through 401(k) accounts could have the option of putting their money in higher-risk private equity and cryptocurrency investments, according to an executive order signed by President Donald Trump that could give…
Door opens for private equity, crypto use in retirement accounts
NEW YORK — Millions of Americans saving for retirement through 401(k) accounts could have the option of putting their money in higher-risk private equity and cryptocurrency investments, according to an executive order signed by President Donald Trump that could give…
Coverage Details
Bias Distribution
- 57% of the sources are Center
Factuality
To view factuality data please Upgrade to Premium