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Difficulties in Building a Credit File for 79% of Newcomers
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A TD survey found that 79% of new entrants who applied for credit felt that it was difficult to build a credit file in Canada. It was also reported that 59% of new entrants felt that their daily lives in Canada would be more enjoyable if they could obtain credit more easily. However, this feeling, although widespread among newcomers, did not seem to be due to a lack of understanding of credit. Indeed, the survey revealed that 68% of new entrants…
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