Deputy Governor: Deposit Interest Rates Have Increased, but the Pace Has Slowed Down.
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TPO - Deputy Governor of the State Bank of Vietnam, Pham Thanh Ha, informed that the rate of interest rate increase is slowing down and interest rates are basically revolving around a new level. As of September 20th, the average deposit interest rate for new transactions was 6.38%/year, an increase of 1.15%/year compared to the end of 2025.
By the end of September, outstanding credit in the entire system reached VND 20.75 million billion, an increase of 11.59% compared to the end of 2025.
Deputy Governor Pham Thanh Ha shared that the State Bank of Vietnam maintains stable interest rates, controls credit, and supports businesses in overcoming global market fluctuations. Many people are delaying home purchases as bank interest rates rise. Deposit interest rates are under pressure to increase and it is difficult to return to the days of cheap money. Credit growth, differentiation of lending limits, and requirements for risk-based ma…
(Dan Tri Newspaper) - The Deputy Governor stated that although bank interest rates are under pressure to increase, the rate of increase is slowing down and the overall interest rate level is basically revolving around a new level.
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