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ACA Premiums Set to Spike

WASHINGTON STATE, AUG 6 – Insurers seek a median 18% premium increase for ACA Marketplace plans in 2026 due to rising medical costs and the expiration of enhanced premium tax credits, the largest hike since 2018.

  • More than 300 insurers are proposing an average 18% premium increase for ACA Marketplace plans in 2026 across the U.S.
  • This surge follows the expiration of enhanced premium tax credits set to end at 2025's close, which have helped keep coverage affordable.
  • Insurers cite rising medical costs, specialty drug prices, and subsidy losses, while several have pulled and refiled bids to hike premiums further.
  • According to KFF, Americans buying ACA plans could see premiums grow by over 75% on average, with some states facing hikes doubling previous levels.
  • These premium hikes risk driving millions uninsured, increasing Medicare costs and prompting calls for Congress to extend subsidies and reduce coverage losses.
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Lynnwood Times broke the news in on Wednesday, August 6, 2025.
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