Debt on Plastic: Credit card delinquencies surge 44% to Rs 33,886 crore amid rising consumer spending

Indians struggling to repay credit card bills, overdues soar 44% to Rs 33,886 cr

Looking closely, most of the stress is in the 91-180 days overdue range. The unpaid amount in this category has gone up to Rs 29,983.6 crore.

Debt on Plastic: Credit card delinquencies surge 44% to Rs 33,886 crore amid rising consumer spending

These trends signal both short-term and long-term stress in the unsecured credit market, especially as consumers lean heavily on plastic for everyday and discretionary spending.