Ripple CTO Takes Aim at Bank Lobby Amid License Backlash

Ripple’s Banking License Timeline According to Federal Reserve Documents

Ripple’s push for a U.S. banking license has taken on new clarity, thanks to insights drawn from official Federal Reserve documents. As highlighted by Mr. Man on X, the regulatory framework under 12 CFR § 262.3 outlines the specific procedures and deadlines that govern how applications, such as Ripple’s reported request for a national trust charter, are processed within the Federal Reserve System.  These rules not only define clear timelines but…

Ripple CTO Takes Aim at Bank Lobby Amid License Backlash

Ripple CTO David Schwartz has message for bankers trying to shut out crypto

Crypto License: Framework & Risk Insights

The landscape of cryptocurrency regulation is rapidly evolving as digital assets mature from niche experiments into mainstream financial instruments. Securing a license has become a critical step for businesses and startups that wish to operate legally, build trust with customers, and access banking and payment networks. Yet, licensing frameworks vary dramatically across jurisdictions-from highly structured regimes in the European Union to more …