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Credit Card Delinquency Rates and Charge-Offs for 2025
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Credit Card Delinquency Rates and Charge-Offs for 2025
Credit Card Delinquency and Charge-Off Rates (Q1 2025):Delinquency Rate: 3.10% Charge-Off Rate: 4.67% You can’t get an accurate sense of the consumer debt situation without considering credit card delinquency and charge-off rates. These metrics speak to the sustainability of consumer spending habits, indicating the ability of credit card users to stay current on their bills. Furthermore, consumers continue to owe charged-off debt for years, whic…
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