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Couple had full insurance and FEMA aid, but still can't rebuild after 2024 hurricanes

The couple says the maximum National Flood Insurance Program payout and FEMA aid still left them far short of demolition and rebuilding costs.

Summary by WTVR
A Florida couple who had both flood and homeowners insurance before the 2024 hurricane season says the money they received from their insurer and FEMA was nowhere close to enough to rebuild. They shared their story, still standing on an empty lot nearly two years later.'IT JUST CAME IN TOO FAST'Jen and RJ Garbowicz lost their home first to flooding during Hurricane Helene, then had roof damage in Hurricane Milton."It was coming in through the fl…

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KBZK broke the news on Monday, August 17, 2026.
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