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Medium-Sized Banks Squeeze the 'Boom' of Mortgage Credit and Gain Market Share Vis-À-Vis Large Banks

Summary by 20minutos
If something has characterized the mortgage market throughout this 2025 has been the double-digit growth that it has experienced. The increase of housing keeps alive the demand to the heat of lower financing costs. The eurobor, the sectoral reference, is currently moving about 2.1%, almost half since the peak of 4%, although the increases of recent weeks show that the cuts in interest rates have touched ground. In these circumstances, the mortga…

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If something has characterized the mortgage market throughout this 2025 has been the double-digit growth that it has experienced. The increase of housing keeps alive the demand to the heat of lower financing costs. The eurobor, the sectoral reference, is currently moving about 2.1%, almost half since the peak of 4%, although the increases of recent weeks show that the cuts in interest rates have touched ground. In these circumstances, the mortga…

·Madrid, Spain
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In October, almost 43,000 people applied for a housing loan, according to BIK data.

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The European Central Bank takes three consecutive pauses in the decline in interest rates, which is affecting the mortgage market.

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El Debate broke the news in on Wednesday, November 5, 2025.
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