The Rise of the Credit Union Movement: Government Pledge Brings New Momentum

The rise of the credit union movement: Government pledge brings new momentum

Credit unions across the UK are celebrating renewed support from the highest level of government as the movement to build a fairer, more inclusive financial system gains serious momentum.

Captive lenders lose ground as banks and credit unions expand market share

Captive lenders are steadily losing market share in both new- and used-vehicle lending as banks, credit unions, and independent finance companies grow more competitive, according to Experian Automotive’s latest analysis of first-quarter 2025 data. The shift comes amid persistently high interest rates, elevated new-vehicle prices, and subdued OEM incentives—factors that are pushing more consumers toward used vehicles and alternative lenders. For …

Captive Lenders Slide as F&I Shifts Toward Banks, Credit Unions, Reports Experian

For F&I managers, this shift presents a chance to strengthen ties with lenders outside the OEM umbrella – especially as incentive levels remain below pre-pandemic norms.