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California schools face a new budget hit: Soaring insurance costs after sex abuse lawsuits

California schools face soaring liability costs after AB 218 eased lawsuits for abuse survivors, causing districts to cut programs and delay maintenance, with LA County settling over 6,800 claims.

  • Earlier this month in Ridgecrest, Sierra Sands Unified School District showed cuts to playgrounds and deferred upgrades at Gateway Elementary School due to surging liability insurance premiums since 2019.
  • AB 218, the 2019 law, reopened legal windows by allowing sexual-abuse survivors to sue within five years of remembering abuse, producing more than $3 billion in claims.
  • Insurance data show sharp yearly jumps, with Los Angeles County paying $4 billion and Los Angeles Unified issuing $4000 million in bonds to settle claims, highlighting rising costs.
  • School districts are cutting programs and leaving vacancies unfilled as Napa County’s premiums could reach $20 million annually, and statewide counties may need an extra $9.5 billion, forcing budget cuts.
  • Lawmakers are under pressure as districts press for caps, while Sen. John Laird’s 2025 bill failed amid opposition and trial attorneys and plaintiffs' firms continue resisting limits to defend AB 218.
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Cal MattersCal Matters
+11 Reposted by 11 other sources
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California schools face a new budget hit: Soaring insurance costs after sex abuse lawsuits

Under a recent California law, more sex abuse victims are suing school districts, increasing insurance premiums for all districts.

·Sacramento, United States
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Cal Matters broke the news in Sacramento, United States on Tuesday, February 17, 2026.
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