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New California Law Sets First-in-Nation Standards for Smoke Damage in Homes

The law sets state testing and cleanup rules and requires insurers to cover the costs for smoke-damaged homes.

  • On Tuesday, California Gov. Gavin Newsom signed four bills establishing the nation's first mandatory standards for smoke-damage testing and remediation, requiring insurers to cover associated cleanup costs.
  • Following the January 2025 Eaton and Palisades fires, survivors struggled for 20 months as they faced conflicting guidance from insurers regarding toxic contamination in their standing homes.
  • Assemblymember John Harabedian and Assemblymember Mike Gipson authored the new laws requiring insurers to abide by science-based testing standards, championed by Eaton Fire Residents United founder Jane Lawton Potelle.
  • Beyond cleanup standards, the package extends mortgage forbearance to 24 months for disaster survivors and holds landlords responsible for remediating contamination under SB 610, authored by Sen. Sasha Renee Perez.
  • State agencies must now develop further contamination standards by the end of 2028 and 2029, while the Department of Insurance must report to the governor on coverage gaps by Dec. 1, 2027.
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New California law sets first-in-nation standards for smoke damage in homes

Gov. Gavin Newsom signed laws that detail insurers' responsibilities in addressing smoke damage in homes. Some survivors from the Los Angeles County fires have yet to return home because of insurance disputes.

·Sacramento, United States
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The legislative package signed by Gavin Newsom sets mandatory standards for insurers on the remediation of properties exposed to toxic substances.

Los Angeles, U.S.A., Sept. 15 (EFE).- California Governor Gavin Newsom signed a package of measures to protect homes from forest fires on Tuesday, seeking to reduce the risk in the most vulnerable areas following the devastating fires that struck Los Angeles last January. "The new laws set pioneering standards at the national level to assess and remedy smoke pollution from dangerous forest fires, preventing future fires, and require insurers to …

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preventionweb.net broke the news on Monday, September 14, 2026.
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