Spend Now, Save Later?

Spend now, save later?

Imagine this: You’re eyeing a new laptop. The price tag is steep, but then you spot a tempting offer – ‘Buy Now, Pay Later’, or BNPL. No immediate payment, no interest fees. It sounds like a dream, doesn’t it?Read the full story at Times2.

Buy now, panic later: a legal deep dive into SA’s payment revolution – Moonstone Information Refinery

Buy Now, Pay Later (BNPL) options offer interest-free instalments, bypassing traditional credit checks, and boast sleek user interfaces that make old-school lay-bys look prehistoric. For consumers, it feels like a dream: swipe today, split it tomorrow. For platforms, it’s fintech gold. But beneath the surface of this frictionless façade lies a regulatory grey zone thick with risk, ambiguity, and potential litigation. Is BNPL empowering consumers…