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Britain's Lloyds bank reports annual profit rise of 12%

  • Lloyds Banking Group, led by Charlie Nunn, announced pre-tax profits rose 12% to 6.66 billion for 2025, despite significant provisions.
  • A strong final three months saw quarterly profits more than double to 1.98 billion, with AI contributing a 50 million boost, according to Nunn.
  • The results included large remediation provisions with �968 million booked, including an �800 million third quarter charge, while underlying bad‑debt charges nearly doubled to �795 million last year.
  • Upgraded guidance means Lloyds now expects underlying net interest income of around �14.9 billion for 2026, supporting higher returns for shareholders, with plans for up to �1.95 billion in buybacks and a 15% dividend increase.
  • Lloyds argued for reforms, citing FCA review uncertainty, as it slightly upgraded its UK 2026 economy outlook .
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Lloyds sees annual profits jump 12% in spite of motor finance hit

The high street lending giant reported a 12% jump in pre-tax profits to £6.66 billion for 2025.

·London, United Kingdom
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British banking giant Lloyds reported a 6 percent rise in net profit to 4.76 billion pounds (5.49 billion euros) in 2025, despite compensation for consumers affected by car loans in the United Kingdom. Revenue rose 8 percent year-on-year to 19.42 billion pounds (22.42 billion euros).

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perspectivemedia.com broke the news in on Thursday, January 29, 2026.
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