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Third Party Motor Insurance: Court Bars Police, FRSC From Imposing Fines on Motorists

The court said police and the FRSC may enforce third-party insurance compliance but cannot impose fines without a court order.

  • On Friday, the Federal High Court in Abuja restrained the Nigeria Police Force and the Federal Road Safety Corps from imposing fines on motorists who breached the Third Party Motor Vehicle Insurance Act.
  • Activist lawyer Deji Adeyanju filed the suit following a nationwide enforcement drive launched early in the year that sparked complaints about harassment during police stop-and-search operations.
  • Judge Hauwa Yilwa ruled that while the Police Force and the Federal Road Safety Corps retain authority to verify compliance, they "outrightly lack the powers to impose fines" without court orders.
  • While Adeyanju expressed satisfaction with the outcome, defense counsel Victor Okoye plans to challenge the decision at the Court of Appeal, citing jurisdictional concerns over the suit's constitutionality.
  • The ruling provides Nigerians a basis to assert their rights against arbitrary fines, as it aims to curb patterns of extortion by enforcement agencies and restore motorist confidence.
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Daily Post Nigeria broke the news in Nigeria on Friday, April 24, 2026.
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