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Study Reveals Significant Financial Strain on Families Seeking Mental Healthcare

Pediatric behavioral health spending reached $41.8 billion in 2022, with families paying $2.9 billion out-of-pocket and costs rising 6.4% annually, more than double other medical expenses.

  • Researchers analyzing national spending patterns on Dec. 16, 2025 found pediatric behavioral health expenditures totaled $41.8 billion in 2022, with families paying $2.9 billion out-of-pocket and behavioral care making up about 40% of all U.S. children’s medical spending.
  • Researchers found that shifts in care settings drove spending growth as expenditures rose fastest for home health care and use shifted toward community-based care venues with improved access.
  • Out-of-Pocket costs rose 6.4% annually for families of children receiving behavioral health services, who are 60% more likely to face high financial burden and 40% extreme burden, Dr. Ashley Foster said.
  • Many families are forced to seek care outside their insurance network, and researchers urged stronger state-level parity laws and better reimbursement to reduce financial strain.
  • Telehealth rapidly expanded with visits increasing 99% annually from 2020 to 2022, but gaps in funding and cross-state regulations require state regulators and policymakers to improve access and affordability.
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Childhood Behavioral Problems Are Straining Family Finances, Experts Say

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Parents are looking for additional insurance plans to cover their needs and reduce the direct payments that burden households' pockets.

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Newswise broke the news in Charlottesville, United States on Monday, December 15, 2025.
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