Ask Rusty - Must I set up a Social Security account to enroll in Medicare?

Ask Rusty - Must I set up a Social Security account to enroll in Medicare?

Dear Rusty: I turn 65 this November 2026. Someone told me I need to set up a Social Security account at least 3 months ahead of time before applying for Medicare for the first time. I do not intend to take any Social Security benefits until, perhaps, age 67 or later. Please advise and thank you. Signed: Looking Ahead