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Ask Rusty – I’ll be 70 on New Year’s Day. When should I apply for Social Security?
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Ask Rusty – I’ll be 70 on New Year’s Day. When should I apply for Social Security?
Dear Rusty: I was born on Jan. 1, 1958, so I believe Social Security considers me to be 70 as of December 2027. I’m planning on filing when I turn 70 to maximize the payment. I’m not sure if I should start in December, with the first payment in January 2028. Or should I start in January with the first payment in February 2028? I know I can start anytime, however I don’t want to file before the maximum payment, even by one month. Signed: Wanting …
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