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As Life Happens, “Locked-in” Homeowners Pay Off Below-4% Mortgages: Share Drops to 54%, Lowest since Q4 2020

Summary by Wolf Street
Conversely, the share of 6%-plus mortgages outstanding surges to the highest since 2016.

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As Life Happens, “Locked-in” Homeowners Pay Off Below-4% Mortgages: Share Drops to 54%, Lowest since Q4 2020

Conversely, the share of 6%-plus mortgages outstanding surges to the highest since 2016.

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HousingWireHousingWire

Mortgages may be the sunny spot in a cloudy US economy

The newest data on outstanding residential mortgages has been released via the Federal Housing Finance Agency (FHFA)’s National Mortgage Database. It tells a pretty strong story on the financial strength of the American homeowner. Even after three years of rising interest rates and a painful housing market recession, the lasting effects of the post-pandemic boom still dominate the average American’s financial condition. Forty percent of homeowne…

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energynewsbeat.co broke the news in on Wednesday, April 2, 2025.
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