US EditionAmericans waiting for Obamacare subsidies delay or drop health insurance
Enrollment is down as many delay or drop coverage facing 2026 premium hikes that could more than double, with some switching to less comprehensive short-term or faith-based plans, KFF said.
- Officials said during the current sign-up period that Americans relying on Affordable Care Act subsidies are delaying enrollment for 2026 plans, with about 24 million signed up in 2025 and 22 million receiving subsidies.
- Enhanced pandemic-era tax credits introduced in 2021 are set to expire at the end of 2025, and health research firm KFF projects 2026 premiums could more than double for many.
- A spokesperson for Covered California said enrollment is down 33% from the sign-up period last year, and Pennsylvania officials noted a 12% decrease in new enrollees from 2025 to 2026.
- Insurers including UnitedHealthcare signaled they would trim Obamacare offerings, while CVS Health’s Aetna exited the marketplace; some consumers shift to short-term and faith-based plans that often omit essential benefits.
- Rhode Island’s Lang noted that `That is relatively simple for us to do in our system`, but Maryland's Eberle cautioned `I don t think any exchange... can make systematic changes that quickly`.
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It’s not just people with Obamacare plans who face huge premium spikes next year. Workers with employer-based plans, which cover nearly half of all Americans, are also getting hit with very large increases in their premiums.The annual survey by Mercer, a major employer benefits consulting firm, found health benefit costs per employee are expected to rise 6.5% in 2026, which would be the highest increase since 2010. Total plan costs-per-employee …
Americans waiting for Obamacare subsidies delay or drop health insurance
Officials from several U.S. states say Americans relying on subsidies to afford Obamacare health insurance are holding off on enrolling as they face 2026 premium hikes that could more than double, with one state seeing enrollment drag by as much as 33%.
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