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Open Enrollment to Begin without ACA Subsidies
About 22.3 million ACA recipients face an average 114% premium increase if enhanced subsidies expire amid ongoing congressional deadlock and a government shutdown.
- On Nov. 1, ACA open enrollment begins, marking this year's largest cost increase since ACA exchanges started.
- The U.S. Congress has not extended the enhanced premium tax credits, which are scheduled to expire at the end of 2025, affecting about 22 million ACA recipients amid the U.S. government shutdown.
- A KFF analysis shows insurers are raising premiums by an average of 30% in HealthCare.gov states and 17% in state-run marketplaces.
- The Congressional Budget Office projects 3.8 million people will become uninsured annually if enhanced subsidies expire, while estimates suggest a million lowest-income enrollees could lose coverage.
- To have coverage start Jan. 1, 2026, enroll by Dec. 15, 2025, Cynthia Cox advised shopping over Thanksgiving or early December since plans chosen after Dec. 15 generally take effect Feb. 1.
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Shutdown stalls vote on enhanced ACA subsidies, sparking concern ahead of open enrollment
As the federal shutdown continues, the center of the standoff is a debate over enhanced Affordable Care Act subsidies that help lower monthly insurance costs for people who get their coverage from the marketplace.
·Des Moines, United States
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Coverage Details
Total News Sources35
Leaning Left5Leaning Right0Center12Last UpdatedBias Distribution71% Center
Bias Distribution
- 71% of the sources are Center
71% Center
L 29%
C 71%
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