Some Americans Say They'll Go without Health Insurance as ACA Rates Spike

Some Americans say they'll go without health insurance as ACA rates spike

After the ACA tax credit lapsed in December, enrollees are opting for less robust health plans or dropping coverage altogether.

ACA customers must pay more for less coverage

Rising Affordable Care Act premiums are getting attention, but a deeper problem is being overlooked: Many consumers are paying far more for coverage that is substantially worse. In my case, my 2025 Kaiser Silver plan had a $640 monthly premium, a $5,100 deductible and a $6,100 out-of-pocket maximum. In 2026, my Kaiser Silver 70 plan costs $1,124 per month, with a similar deductible but an out-of-pocket maximum that jumped to $9,800 — nearly doub…