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1st Commercial Credit Launches $20 Million Ledger Lines Program, Partners with Banks to Expand Working Capital Access

  • On May 23, 2025, 1st Commercial Credit, LLC from Austin, Texas, introduced its Ledger Lines program, which offers revolving credit facilities up to $20 million, designed to support high-growth businesses through receivables-backed financing.
  • The program targets mid-sized companies with monthly invoice volumes starting at $3 million that encounter challenges securing financing through traditional asset-based lending and conventional bank loans.
  • Ledger Lines provides fast, flexible funding backed by receivables with lines from $3 million to $20 million, up to 90% advance on receivables, no traditional debt added, and funding in as little as three weeks.
  • President Raul Esqueda explained that their lines offer a flexible solution compared to traditional ABL, and the program collaborates with banks and advisors to assist companies in replacing costly debt while maintaining their current financial partnerships.
  • This receivables-based funding supports companies in manufacturing, staffing, transportation, and importing sectors, enabling growth without traditional borrowing while meeting qualification criteria like profitability and updated financials.
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Denton Record-ChronicleDenton Record-Chronicle
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1st Commercial Credit Launches $20 Million Ledger Lines Program, Partners with Banks to Expand Working Capital Access

New revolving receivable-based facility fills critical lending gap for mid-market companies facing limited ABL and bank loan options

·Denton, United States
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The Health Standard broke the news in Missouri, United States on Friday, May 23, 2025.
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