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Margin of Banks in Housing Credit Fell to One Third in Ten Years

Summary by Sapo
Banco de Portugal is concerned about low prices in house loans and says that failures found in inspections will penalise bank ratios.

5 Articles

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Banco de Portugal is concerned about low prices in house loans and says that failures found in inspections will penalise bank ratios.

·Portugal
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Intention is to reduce the percentage of effort rate with credits, Banco de Portugal wants to decrease from 50% to 45%. Still, André Ventura convinced that reviews of Passos Coelho were even for Government.

·Portugal
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Banco de Portugal will propose stricter rules on housing credit, including the reduction of the maximum stress rate from 50% to 45%, in an attempt to strengthen financial stability

·Portugal
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sabado.ptsabado.pt

The Governor of Banco de Portugal announced today that it will be proposed to tighten rules on credit, including a more demanding stress rate that customers will have to comply with in the housing credit.

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Observador broke the news in Portugal on Wednesday, May 27, 2026.
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